Terms

Who you are buying from

This site sells Carry After 60 — 3 e-books, written by Ricardo Shipman.

The payment is taken by the payment provider shown at checkout, who act as the merchant of record. Their terms cover the payment itself; these cover what you are buying.

What you are buying

3 digital books, delivered as files you download. Nothing is posted to you.

You need a device that can open a PDF. Any phone, tablet or computer made in the last fifteen years can.

What you may do with them

Read them, keep them, put them on as many of your own devices as you like, and print a copy for yourself. They are yours.

What you may not do is sell them, give away copies, post the files anywhere else to be downloaded, or pass the contents off as your own work. One purchase is for one reader.

Price and payment

The price you pay is the one shown at checkout before you confirm, in the currency shown there. Any tax that applies is handled by the payment provider shown at checkout at that point.

Prices can change for future buyers. That never changes what you already paid.

How it reaches you

This offer contains downloadable digital files.

If something does not arrive, look in your spam folder and your promotions tab first — that is where it nearly always is. If it is genuinely not there, write to your-support-address@example.com and the files will be sent over by hand.

Refunds

If something is wrong with your order — a file that will not open, a payment taken twice, a book that is not what the page described — write to your-support-address@example.com and it will be put right, a refund included where that is the right answer.

Whatever rights the law in your country already gives you are untouched by any of this.

What these books are not

They are information, written from experience, to be read and judged by you. They are not professional advice and not a substitute for asking someone qualified about your own situation.

What you decide to do after reading is yours to decide, and the consequences are yours too.

Where my responsibility ends

If something goes wrong on my side, what you can claim back is what you paid. Nothing here takes away rights the law gives you that cannot be signed away.

The site itself

This site can go down, move, or change. Books can be updated, renamed or retired.

None of that touches a file you have already downloaded, and if you lose one, write and it will be sent again.

Changes to these terms

If these change, the version on this page applies to purchases made from then on — not backwards to yours. Last updated 2026-10-01.

Anything unclear, write to your-support-address@example.com. Ricardo Shipman answers.